100% Digital Bank · ACPR Licensed

The bank that
works for you
24/7, every day

Open your account in 5 minutes. Manage your finances, grow your savings and access competitive loans from any device.

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Deposits guaranteed TLS 256-bit 4.9/5 — 12,000 reviews
Premium
CARD NUMBER
•••• •••• •••• 4782
CARDHOLDER
J. MARTIN
EXPIRES
12/28
BALANCE
24 580 €
+3.2% this month
SAVINGS
8 200 €
Rate 3.5%/yr
120K+
Active clients
4.9/5
Average rating
250M€
Assets under management
14 years
Of experience
🎁 Welcome offer: Open an account and deposit €100 → Receive €100 bonus!
Our services

Everything you need,
in one place

Comprehensive banking solutions designed to simplify your everyday financial life.

Loans & Credit

Personal, property or business loans with competitive rates from 2.9% APR.

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Investment

Grow your savings with our curated projects. Returns of up to 12%.

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Insurance

Protect yourself and your assets with our tailored plans from just €5/month.

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Savings

Grow your money with guaranteed-rate savings plans of up to 5%/year.

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Grants

Access financial assistance programmes to support your personal projects.

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Account top-up

Top up via Transcash, PCS, Neosurf, bank transfer or cryptocurrencies.

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Top-up methods

Top up however you like

Transfer, prepaid card or crypto — choose the method that suits you.

Transcash
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PCS Mastercard
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Neosurf
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Bitcoin
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USDT Tether
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Ethereum
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View all top-up methods

They trust us

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Testimonials

What our clients say

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Sophie Marchand
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Bank-grade security

Your money is in safe hands

Banque d'Escompte uses the most advanced security technologies to protect your funds and personal data at all times.

Our security policy
TLS 256-bit encryption
All your communications and transactions are end-to-end encrypted.
Two-factor authentication
Double verification via SMS, e-mail or an authenticator app.
24/7 monitoring
Our fraud detection system analyses every transaction in real time.
Deposit guarantee
Your deposits are protected up to €100,000 by the Deposit Guarantee Fund.

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Free account opening in 5 minutes. No commitment. No hidden fees.

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+33 5 37 07 81 08