Grow
your savings
Transparent savings products, competitive rates and no hidden management fees.
Choose your savings strategy
Solutions tailored to every investment horizon, from short to long term.
Escompte Savings
Liquid savings available at any time. No entry or management fees. Ideal as an emergency fund.
- Free withdrawal at any time
- Flexible deposits
- Tax-free interest
- No account fees
12-Month Term Account
Fixed-term deposit over 12 months with a guaranteed rate. Ideal for medium-term savings without volatility.
- Rate guaranteed at subscription
- Guaranteed capital
- Interest paid at maturity
- Automatic renewal
Growth Plan
Structured savings plan over 3 to 5 years with quarterly compounding and optimised returns.
- Quarterly compounding
- Scheduled contributions
- Limited access during term
- Optional tax advantage
Life Insurance
Multi-support contract combining security (euro fund) and performance (unit-linked funds).
- Secure euro fund
- Unit-linked funds
- Inheritance benefits
- Reduced tax after 8 years
Understanding interest calculation
Our products use <strong>compound interest</strong>: your interest earns interest at each period. This snowball effect maximises your return over the long term.
Example: €10,000 invested at 4.20% / year
* Simulation with annual compounding. Past returns do not predict future returns.
Calculate your future savings
Parameters
Your projected savings
The benefits of Banque d'Escompte
Competitive rates
Our rates are among the best on the market, reviewed every quarter based on economic conditions.
Guaranteed capital
Your capital is protected and guaranteed up to €100,000 by the FGDR (Deposit Guarantee Fund).
No hidden fees
No management, entry or exit fees on the majority of our savings products.
100% mobile management
Track and manage your savings in real time from our secure mobile app.