Loans & Credit

Finance your projects
at the best rate

Decision in principle within 48h, funds released within 5 days. Rates from 2.9% APR depending on profile and amount.

Simulate my loan How it works
Our offers

Three types of loans

Personal Loan

Finance everyday purchases, holidays, home improvements or other personal projects without justification.

  • From €500 to €50,000
  • Term: 6 to 84 months
  • Rates from 2.9% APR
  • Response within 24h
  • No arrangement fee
Example: €10,000 over 36 months
291,67 € / month
APR 3.5% — Total cost €511

Mortgage Loan

Purchase, build or renovate — tailored mortgage financing with personalised support.

  • From €50,000 to €1,000,000
  • Term: 5 to 30 years
  • Fixed rates from 3.2%
  • Flexible repayments
  • Borrower insurance included
  • Credit guarantee included
Example: €200,000 over 20 years
1 109 € / month
APR 3.2% — Total cost €66,160

Business Loan

Investment, cash flow, share buyout — financing solutions for businesses and freelancers.

  • From €5,000 to €500,000
  • Term: 12 to 120 months
  • Rates from 3.8% APR
  • Partial deferral available
  • Optional grace period
  • Dedicated business advisor
Example: €80,000 over 60 months
1 462 € / month
APR 3.8% — Total cost €7,720
Simulation

Simulate your loan online

Loan parameters

10 000 €
500 €100 000 €
36 months
6 months84 months
3.5 %
1 %15 %

Simulation results

Monthly payment
— €
Applied rate
— %
Total cost
— €
Total interest
— €

* Indicative simulation. Final rate depends on your application.

Submit an official application
Our process

Your loan approved in 4 steps

Step 01

Submit application

Fill in the online form and upload your supporting documents in under 10 minutes.

Step 02

Application review

Our team reviews your application and verifies your repayment capacity within 24–48h.

Step 03

Personalised offer

You receive a personalised loan offer that you can accept or negotiate.

Step 04

Funds released

After electronic signature, funds are transferred to your account within 5 business days.

FAQ

Frequently asked questions

Can't find the answer? Our team is available 7 days a week.

Contact us

You must be of legal age, a French resident, have a regular income and a healthy banking history. The review of your application is free and non-binding.

On average 5 to 7 business days between your application and the transfer, after offer acceptance and the legal cooling-off period.

Yes, without penalty for personal loans up to €10,000. Beyond this, an indemnity of up to 1% of the outstanding capital may apply.

Contact us at the first sign of difficulty. We offer solutions including modulation, suspension or deferral of payments.

No, salary domiciliation is not required. However, it may allow you to obtain a preferential rate.